Medicare

Medicare is a federal health insurance program designed primarily for individuals aged 65 and older, along with some younger individuals with disabilities. It includes several parts, notably Part A (hospital insurance) and Part B (medical insurance). At Rukhsana Lakhani Insurance Agent, we guide you through the Medicare process to ensure you select a plan that best fits your healthcare needs.

Understanding Medicare can be challenging due to its various components and the range of supplemental options available. Part A covers hospital stays, skilled nursing facilities, and some home healthcare services, while Part B addresses doctors’ visits, outpatient services, and preventative care. Although Medicare provides essential coverage, it doesn’t cover all costs, such as deductibles, copayments, and prescription medications.

For additional coverage, you may consider Medicare Advantage (Part C) or Medicare Supplement plans (Medigap), which offer more comprehensive healthcare benefits. Medicare Advantage plans often include extra services like vision, dental, and prescription drug coverage, consolidating benefits into a single plan. We assist you in evaluating these options to determine the best fit for your healthcare needs and lifestyle.

It’s crucial to review your Medicare options regularly. Your health circumstances may change, and different plans can provide better benefits over time. Whether you’re new to Medicare or reassessing your current coverage, we offer personalized consultations to ensure informed decision-making.

One of the key benefits of working with Rukhsana Lakhani Insurance Agent is our commitment to clarity. We simplify the complexities of Medicare, breaking down the details into understandable terms to empower you in making confident healthcare decisions.

Contact Rukhsana Lakhani Insurance Agent today to explore your Medicare options and take the first step toward securing the healthcare coverage you deserve.